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If you find that your system is in need of repair, remember that an American Home Shield Home Warranty could help protect your budget from costs associated with getting your unit back on track. 1. In consideration for your payment to Select, and subject to all of the terms of this Agreement, Select will arrange for a qualified service contractor and/or technician “Independent Service Technician” to repair the systems and appliances covered under this Agreement, when they become inoperable due to normal wear and tear. 2. This Agreement only covers systems and appliances in single family dwelling, individual condominium units, town houses and modular homes, multi family homes' prices vary. Only those systems and appliances properly and permanently installed and located within the living area of the home will be covered.

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01.14.2007 | 34 Comments

These contracts protect homeowners from the high cost of unexpected appliance breakdowns and system failures. With a home warranty, you’ll be covered whether your refrigerator stops running or your plumbing stops up ­­ and that can save you both money and frustration. Home warranties are service contracts that promise prompt, effective service for problems with your covered home appliances and systems. They offer protection not just for your home, but for your budget and time. Home systems and appliances can break down when you least expect it ­­ and often, when your budget isn’t ready for it. A home warranty offers peace of mind. With a home warranty, you can know that even when the unexpected happens, you’ll be taken care of by trusted home repair professionals. With a home warranty, your home’s most important appliances and systems will be covered, provided they are maintained and in good working order at the start of your contract. You’ll pay your contract fee annually and enjoy repair and replacement service for essential home systems and appliances for this low annual fee plus an affordable service call fee for each repair or replacement. Your systems and appliances may be in good working order today, but sooner or later, everything wears out. Even with perfect maintenance, nothing lasts forever.

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01.14.2007 | 16 Comments

For example, depending on the policy and desired coverage, the consumer may need to pay extra to cover swimming pool equipment or additional roof coverage. The third factor is the cost of the service calls, which might range anywhere from $35 to $75. After paying for the policy, the consumer pays a service charge when calling out a repair person from the company to investigate a problem. There is typically no charge for replacing or repairing the broken item. Home insurance is usually required by your mortgage lender and protects the structure of your home against risks such as damage from severe weather and theft, secondary damages resulting from some system and appliance failures, as well as protecting you personally from liability in the event that someone is accidentally injured on your property. Each time you make a claim on your home insurance you pay a deductible cost, which is commonly $500 or $1,000.